Fall Makeup

 

    While bright colored makeup is worn during the Summer and Spring, this is the time to tone it down. For eyeshadow you could never go wrong with a smokey eye or different shades or brown.

    The latest trend is orange eyeshadow with a nude lipgloss or a clear gloss. Some people even get matching orange lipstick for a bolder look. On a regular Fall day you’ll see most females wearing darker lipstick shades. Mainly colors like Burgundy, Brown and Red.  

You are not your adjectives

Brian Little, the personality psychologist and TED talker starts off with a juxtaposition query: how are we similar to one another, yet unique to ourselves? While he lets the question linger in the minds of his audience, he begins to talk about trait theory and its following characteristics: openness,consciousness, extraversion, agreeable and neurotic. He explains that these traits are implications of our beings, where we usually divide ourselves as being either an extrovert or the introvert. The extrovert being the outgoing, overtly expressive individual who is triggered by stimulation while the introvert is the antithesis that tends to reduce stimulation. Little, however, mentions the two contradicting characters only to add elements of gray to our character so that we no longer see ourselves in a black and white manner.

While Little further peaks the audience interest when mentioning that extroverts tend to have more sex (where a couple of extroverts in the crowds surely had a smirk on their face and may even gave one another a high-five for their possible characteristic accomplishment) he reminds the crowd that they are not just a bunch of traits. “We are not simply categorized.” How could we be when we occasionally act out of character? Little mentions that these free traits–where we begin to act out of our expected character due to circumstances–is a nod towards our humanity and less towards a simplistic characterization. Rather than condense our humanity into traits and descriptions, he says that people asking one what their core projects in life are in contrast to what kind of person they are may help in blurring the lines between man and the adjectives attached to us.

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THE 50-20-30 RULE TO BUDGETING

The biggest pain point with managing finances for most people tends to be sticking to your budget. You may notice that some months you have no clue where your money went. In other cases, you constantly have more month than money. A huge part of the problem is the lack of control that you have over your money. In these cases your money is running you, not the other way around. Budgeting doesn’t have to be difficult and if it is for you, then the 50-20-30 rule to budgeting is for you. It requires three steps.

  • 50% for fixed expenses.
  • 20% for financial goals.
  • 30% for flexible spending.

For more information, click here

SMART MOVES FOR ANYONE WITH STUDENT DEBT

Many of us weren’t fortunate to go to school for free. According to Student loan Hero, the average Class of 2016 graduate has $37,172 in student loan debt. As the years progress, the number continues to increase. Here are some smart moves for anyone with student debt.)

  1. Get Organize.
  2. Know your options.
  3. Beware of loan forgiveness scams.
  4. Do not jump at the lowest payment.
  5. Talk to your lenders.

For more information, click here

HOW TO BUILD AND MAINTAIN CREDIT

Hi! Welcome back to the All About Credit Series. Previously,  we covered the basics of credit and today we are covering the next level, which is building and maintaining credit. This is the most crucial level because it is at this point where it will make or break you. If you build and maintain your credit consistently, you will not have to play the “Fix It” game. It takes less time to build your credit than it does to repair it. Lets discuss how!

For more information, click here

7 TIPS TO GET YOUR FINANCES ON TRACK

As someone who advocates for personal finance, it is still a struggle to maintain momentum. There have been times when I’ve been blindsided by bills and times when I’ve completely ignored my finances. If this has ever been you, you are not alone. The world revolves around money and it can be overwhelming to constantly think about who you owe, needing more income, whether you’ll make ends meet this month, etc. Although, we may have good intentions, our actions may not support those intentions. You may have to pause and press reset but that’s okay. Reset as many times as you need to but never stop progressing. Your finances will change as seasons in your life change, reset and adjust. To get started, here are a few tips to get your finances on track.

For more information, click here

Do you know what makes you happy?

Do you know how to spread happiness?

Happiness is more than having a positive mind/mood its more so about a sense of meaning and deep satisfaction.

There are a few rules to making more happiness. Some of them are:

1.Working on projects that matter to you.

2. Traveling to new places

3. Thinking about ideas and content freely.

4. Getting feedback from people who see your work

Apply to save money

You shop only when there’s a discount. You opt to make dinner at home rather than eat out at your neighboring restaurant. You are a student in the art of budgeting, but you have yet to be a teacher in properly saving your money. The fact of the matter is, penny-pinching is an effective method that it is also met with limitations when considering the multitude of calculations you’ll have to do. Frankly, it’s not unheard of to exceed your budget if your only scale of measurements are merely recalling numbers in your head or occasionally checking your activity log only to find out that you spent more than intended. That’s why adding applications (no pun intended) to your economic catastrophe will have you, the struggling budgeting student become the sufficient master.

Technology, rather than creep and crawl into our lives has instead lunged and jumped at us head-first. Instead of letting our techy friend crash to the ground, we should brace for impact, spread our arms and catch it. Figurative language aside, utilizing technology, namely phone applications, will serve as our money saving partner. Wired, the renowned news article, credits apps like Mint, Acorns, and Credit Karma as just a number of credible platforms for ensuring that budgets are upheld and money is preserved. Saving money is plausible, however applying applications will ensure credit certainty and an even healthier savings.

So Smart We’re Dumb?

Man has come to a steady conclusion: we are all only as great as the sum of our parts. We understand the importance of developing ourselves and being self-sufficient, but we also aren’t too proud to lean on a friend, a partner or a piece of software. Man continues to push his or her calendar of ideas, but specifically in pairs rather than individuals; however, our dependency has transitioned to favoring artificial intelligence. In a world consumed with smart phones and complex software, the onus towards our own development seems stagnant while for technology it appears to be more dynamic than ever. With our thesis of progression dependent on technology we can only ponder the limitations of our intelligence and the limitless opportunities for artificial partners.

Recently, Ray Kurzweli–computer scientist and member of Google’s staff–sought out to synthesize language with artificial intelligence as an application to our everyday life. Within the past few months, those who use Gmail (which are many) should have already encountered Kurzweli’s brain child of “smart replies,” where human language and artificial diction meet a medium. While engaging in a chain of email replies between yourself and a companion, at the end of the email you should be met with very adequate responses. Though a simple application in our everyday life, Kuezweli succeeds in blurring the lines of language as a human concept where software can simply replicate our diction and syntax with its smart replies.

We still only seem to be tapping the surface of the software we meddle in, and with such a great focus on artificial intelligence it makes you wonder if we have come to a standstill on our own intelligence. An interdependent relationship is ideal for growth and we have affirmed our relationship with technology as the current and ultimate bond of that paradigm; however, there is a fine line between interdependency and dependency. We’ll always be smart but will technology appear to be so smart that we seem “dumb” by comparison?

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The Intern Experience: EqualSpace at YouTube Space

 

I am an intern. With that said, my position is often associated with mundane tasks. If a superior asks for coffee then I should already be making my way towards the nearest StarBucks to order a vanilla latte. On the contrary, while my superiors do enjoy their daily caffeine, they do purchase it on their own their accord while trusting me, a social media marketing intern (to give you an exact title), to fulfill my duties. Whether such tasks may be writing a blog post or doing research on venture capitalists, I am responsible for crafting material that the company–EqualSpace–actually uses for the betterment of their company. There, I realized that my summer work was not going to be condensed to fulfilling errands, but rather immersing myself in an authentic work experience. My boss, Citi Medina, only confirmed my hopes for a genuine internship when he called out to me and asked, “Hey Nana, wanna join me next Wednesday when I go over to speak at YouTube?” Of course I said yes.

Medina and I met up that Wednesday morning at 9 am and set our sights on New York for YouTube studios. Medina, decked out in his swagger induced outfit, sat with me as we traveled. Our conversation began with the basics. He asked me about my school, my interests in academia and where I saw my major taking me. The small talk, however, only lasted for so long as the two of us began reviewing his upcoming presentation while progressively learning more and more about one another. If there were any previous position barriers between superior and intern present before then Medina and I had surely stripped them.
Upon finally reaching YouTube Studios and being kindly greeted, Medina and I met with his audience for the hour–the women of the BSTEM project. After being acquainted with them, he began his presentation and I was there to capture the moment. While Medina did face a number of technical difficulties, his readiness, wittiness and humor combated even the slightest technological mishap. He retained everyone’s attention and the videos and pictures I snapped are reminiscent of that. As the presentation came to a close, Medina and I congratulated one another on our work for the day and we were even gifted with a remarkable tour around the YouTube venue. But my gift was not necessarily the YouTube experience but much rather that I was asked to partake in it. Medina confirmed for me that I was not just an intern, but an EqualSpace intern and that made all the difference.